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How to Use Equity Financing for Setting Up A Home-Based Business for Retirees

In today’s economic condition, every business can experience fluctuations in their generated income and it takes a lot of expertise to keep your business afloat. For retirees who want to have their own business, looking for funds can be very daunting. So, if you are looking for some funds you can use for setting up your own business or expanding an already established venture, the sure way to get them is through equity financing. Equity financing allows you to generate funds without having to worry about monthly interests and repayments. Simply put, it can help your business produce funds without incurring an obligation to lending institutions.

However, this is not your typical free funds you get from the government. Although it is not considered as a loan, equity financing would mean that you have to part some shares on your company to independent individuals willing to set up the equity funds which you will use for your business. Basically, you will be giving part ownership to those involved in raising the equity funds. This will mean that they now have an equivalent common stock in your business and aside from this, they can also actively take part in the board’s activities and will have some influence on the way the business is being managed.

Equity financing can be sourced from your known associates, so your business control will stay within your circle. But if you are really looking for major equity financing, the best source is the entrepreneurial or venture capitalists who are looking for new business ventures they can put their money into.

Equity investors often look for businesses with large growth potentials which can give their money huge investment returns. Even if it is just a home-based business but shows great potential for growth, equity investors will always be interested in providing the needed capital. And if you are die-hard in getting a hefty amount in equity financing, make sure that your company has a great management team since equity investors are very particular on the company that they are planning to invest in and are being managed by people who really know the way of the business. If these qualities are integrated in your business, you will have a likely chance of getting equity financing from investors willing to risk their money for the sake of profit.

Although equity financing can offer a large monetary reward for retirees who want to setup their own business or expand an already established business in need of a fund to use for growth, always consider the factors that will affect the entire business in the future. If you see your business as a personal entity and you don’t want other people to meddle with your management, then consider other avenues in which to get your needed financing. Although equity financing relieves you of financial duties to lending companies, it will also take some part of your business away from you.

Nature Photography – Five Tips For Great Rainforest Photos

Rainforest photography, like all good nature photography, is more about your sensitivity to nature than about expensive equipment. Of course you need a decent camera, and you must know how to use it. But the quality of your photos does not depend on the price tag on your camera. As long as you have a tripod, and a camera that allows you to adjust the aperture and shutter speed, you are set to go.I make my living from nature photography, including a lot of rainforest photos, and I have never relied on the latest equipment for my work. Great rainforest photography is simply about finding an eye-catching subject, in good light, and having a creative eye for composition.Note: The following tips are for photos of rainforest scenes, not for close-up photos of leaves, fungus etc.Rainforest Photography Tip #1: Choose a subject. As they say in the classics, “It’s a jungle out there.” In the rainforest, you are confronted with foliage, branches, roots, rocks, vines…in your face and all around you. A really good rainforest photo requires structure, to make some visual sense of all that clutter. Look for something that is immediately eye-catching – a big tree that dominates the trees around it; a root system that leads the eye; a waterfall or stream; in short, something that you can build a composition around.Rainforest Photography Tip #2: Use the best natural light. The mistake almost everybody makes at first is to take their rainforest photos on a bright sunny day when they are in the mood for a walk. Wrong! In full sunlight, the rainforest becomes a patchwork of light and shade that is impossible to expose properly. What you need is a cloudy day, when the light is much more even. Misty weather adds even more atmosphere to the rainforest, and can add a mysterious character to your rainforest photo.Do not use a flash. The flash illuminates the scene with flat, white light, eliminating the gentle play of natural light and shade that gives the rainforest its character. Always use the natural light.Rainforest Photography Tip #3: Carry a tripod. Taking your rainforest photo under a heavy tree canopy, on a cloudy day (see rainforest photography tip #2), means the level of light will be very low. You may be shooting at shutter speeds as slow as one or two seconds. You will always need your tripod, and it is best to avoid windy days so that the scene is as still as possible.Rainforest Photography Tip #4: Use a wide-angle lens (or a zoom lens, zoomed back to its widest angle). The wide angle lens has several advantages for rainforest photography. Firstly, it exaggerates the sense of perspective in a photo, creating a sense of three dimensional depth. Viewers of your photo will feel like they are looking not just at a rainforest, but into it. Secondly, the wide-angle lens has a naturally wide depth of field. With so much detail all around you, it is important that you can keep both the foreground and the background in focus.Rainforest Photography Tip #5: Stay on the path. There are some practical reasons for staying on the path when bushwalking. You minimize the possibility of getting lost, injured, or fined by some over-officious park ranger. The people who run the national parks are not stupid. They know what you want to see, and design their trails accordingly. Sticking to the path will not rob you of any great photo opportunities.In terms of rainforest photography, you are able to create some distance between you and the foliage around you. It is much easier to photograph a tree when you don’t have the branch of another tree in your face. By staying on the path, you can get a clear view of your subject, without interference. You can even use the path as part of the composition in your rainforest photo. It is an excellent way of inviting the viewer to join you on your walk in the rainforest.So there you have my five rainforest photography tips. Notice they concentrate on light and creativity, not on fancy techniques or equipment. You can make great improvements in all your nature photography this way, regardless of what type of camera you have.

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The Future of Manufacturing Education

What is CAD/CAM Software?Computer Aided Design. In reference to software, it is the means of designing and creating geometry and models that can be used in the process of product manufacturing. Computer Aided Manufacturing. In reference to software, it is the means of processing a designed part model, creating machine toolpath for its various components and creating an NC program that is then sent to a CNC Machine tool to be made.The purpose of CAD-CAM is to automate CNC programming and allow innovators, designers and cnc businesses to manufacture products, bringing them to market faster and more profitably than ever before. It is the concept of producing goods faster and for less.Manufacturers of The FutureIn 2013 and beyond, thousands of students in North America alone are currently planning to enter careers in Manufacturing. From Advanced Mechanical Design, Fabrication, Aerospace Engineering and Aircraft Manufacturing to Industrial Engineering, Automotive and CNC Machining, these students will be the future of Manufacturing moving forward. They will be the innovators, the creators and architects that will design and make all of the products we use on a daily basis. As design and manufacturing technology advances, so does the look and usability of the products we buy and use. Costs are driven down and the speed in which products are brought to market increases. This means that we can buy products from dishwashers to cell phones cheaper while enjoying a broader selection to choose from.While software providers are constantly moving forward in the development of CAD/CAM software, adding new automation and making it more intuitive than the last software revisions, you will agree that there needs to be a swiftly moving system of keeping these students on par with the cutting edge of CNC automation. Thus ensuring their survival once they land in shops and manufacturing businesses around the world.Here are some of the real-world challenges that educators and schools face when including manufacturing CAD/CAM technology in their curriculums.Focused Manufacturing CurriculumsA common challenge for CAD/CAM in Education has to do with the type of applications or even industries being taught along with the curriculum segments revolving around software as it relates to that specific industry or application. In 2008 a panel of manufacturing and business professionals were interviewed by O & P.com, an online resource for Orthotics and Prosthetics companies. The interviews focused on CAD/CAM software in education and the results were surprising. These business professionals really felt that there was a serious lack of professional training available in the area of CAD design and CAM machining technology.Some of them had even gone so far as to provide seminars on the subject at schools and universities in an effort to get educators more involved in the subject so that there would be some support for the industry moving forward. It makes sense. Even now in 2013 there is no CAD/CAM software product that caters to the design and manufacturing of prosthetics as an example. The closest form of CAD/CAM for a specific application would be special dental prosthetic products that cater to the dental industry. But what about the rest? Software is used for CNC automation in just about every available type of application today without schools having to find custom-specific application type systems.The solution has to be available where CAD/CAM providers work directly with the educator, teacher or school to develop curriculums that deal with specific applications in order to tune down the product and be more application focused. While many CAD/CAM providers will help, education still suffers because of budgets and the high price of implementing software for such cases.Educational Budget CutsMany states are currently looking at budget cuts for fiscal years 2014 and 2015 that will drop higher education budgets below 2008/2009 levels. The dollar amount spent per student in 2013 is down by more than half in over 50% of the US. In fact, 26 states will spend less per student in fiscal year 2013 than the year before and 35 are still spending at levels lower than before the recession, after adjusting for inflation. The truth is, we are going nowhere fast when it comes to financially investing in the manufacturers of our future. The solution is for CAD/CAM providers to change the way they think when it comes to supplying education with cutting edge cnc machining software products. We have to be smarter and make technology software implementation easier for schools at all levels than ever before. Many providers offer educational discounts, yet the costs are still well out of range. Not only this but what about the student that graduates and enters the workforce? If the student was trained on a $15,000-$20,000 CNC Programming system, how are they going to take a seat with them to their new employer? CNC Software for milling, turning, routing, water jet, plasma or laser can cost a substantial amount of money. There must be a solution to make NC programming technology more accessible to graduating students.Keeping Curriculums FreshAnother challenge for educators focuses on existing curriculums having to be continuously updated and modified in order to keep them current with manufacturing technology as it is developed moving forward. Again, CAD/CAM providers must have programs in place which not only address educational implementation, but that allow educators to keep them updated on the fly. Ultimately, teachers need an abundant volume of resources available to them, preferably online and accessible by mobile devices. This includes tiered tutorials, corresponding and example CAD Part Files, videos, knowledge based support, help files, Machine Post Processors and all other product support and training resource that empowers the teacher. Educator support should also be a phone call away. Educators that have existing curriculums should be able to easily adapt what they have to include CAD/CAM. This way implementation is simple and saves a lot of time.The SolutionGoing into 2014 the manufacturing industry is experiencing more growth.  This means that the demand for CAD-CAM software will be higher.  As will the need for CNC programmers that understand and know how to machine with software.  This is exactly why a “Manufacturers of The Future” program is needed for education.  A program that supports schools, teachers and ultimately the students.  Thus, ensuring that these students will have the software they were educated on before they begin their new journey into the manufacturing workforce.Schools & TeachersA”Manufacturers of The Future” program is a solution for schools and teachers at all levels that prepares students for CNC manufacturing because it addresses the challenges that today’s schools and educators face when it comes to implementation, curriculums and plain old affordability when they are already working with tight budgets. A successful program for supporting education would include the following:
Makes individual and multi-station lab licenses very affordable
Access to 2, 3, 4 and 5 axis cad-cam cnc software
Provides no-cost Technical Support and Training Solutions to teachers
Regularly updates training material to add resources
Provides cnc machine post processors
Keeps educators informed and successful
From access to online knowledge based cad-cam support portals to multi-level software tutorials, training video products and specialized one-on-one training, educators need this level of support.StudentsWith a Manufacturers of The Future “Work Ready” campaign, students receive the support they need in low cost professional cad-cam software versions so that they are ready and are more valuable as they start working in manufacturing.
“Work Ready” allows graduating students their software at reduced costs
Available multimedia training solutions that they can take with them
Continued Education & Advanced Online Operator Certification
These three items are critical for success. Students can achieve more in their professions with them. As a student or teacher there are solutions that exist to help teach and educate manufacturing students. A Manufacturers of The Future and a Work Ready type program created and provided by CAD-CAM vendors that get together to provide a dynamic multi-level support system that accommodates all levels of CAD/CAM products will be phenamenal. This would be the most productive and helpful method possible.  Who will step up and answer the call?  These are exciting times for education and the future of manufacturing.

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